Terms of Service

1. Agreement to Terms

By accessing or using the services of Lifetime Capital Funding LLC, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Services Description

Lifetime Capital Funding LLC provides mortgage lending services, including home purchase loans, refinancing, and related financial products. Our services are available to eligible borrowers in Florida.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have a valid Social Security Number or ITIN
• Meet our creditworthiness and income requirements
• Comply with all applicable laws and regulations

4. Application Process

When you submit a mortgage application, you authorize us to:

• Obtain credit reports from credit bureaus
• Verify employment and income information
• Verify assets and financial information
• Process your application in accordance with applicable laws

5. Accuracy of Information

You agree to provide accurate, current, and complete information in your application. Providing false or misleading information may result in application denial and potential legal consequences.

6. Privacy and Data Security

Your use of our services is also governed by our Privacy Policy. We implement appropriate security measures to protect your personal and financial information.

7. Intellectual Property

All content on our website, including text, images, logos, and graphics, is the property of Lifetime Capital Funding LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.

8. Limitation of Liability

To the maximum extent permitted by law, Lifetime Capital Funding LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to our website. Your continued use of our services after any changes constitutes your acceptance of the new terms.